Don’t Let Hidden Gaps Derail Your FCA Application
Pre-Submission Regulatory Assurance Review
Get independent expert review of your FCA authorisation application before submission. Our 195+ point assessment identifies weaknesses, omissions, and inconsistencies — so you can fix them before the FCA finds them.
Regulatory Readiness
87%
Sample Dashboard Output
1 in 4 FCA Applications Are Rejected
The FCA’s data shows the most common reasons for application failure:
Inadequate Governance
Weak board oversight, incomplete SMCR documentation
AML Framework Gaps
Generic policies, missing risk assessments
Consumer Duty Failures
Aspirational statements without evidence
Resource Deficiencies
Incorrect capital calculation, inadequate staffing
The frustrating truth? Most of these issues are identifiable before submission.
But internal teams are too close to see the gaps. That’s where independent review makes the difference.
Introducing the Pre-Submission Regulatory Assurance Review
A comprehensive, independent assessment of your FCA authorisation application — delivered before you submit.
What’s Included
✓ 195+ Point Assessment
Covering threshold conditions, governance, SMCR, AML/CTF, Consumer Duty, operational resilience, financial promotions, complaints, financial resilience, and wind-down planning
✓ RAG-Rated Dashboard
Instant visibility of your regulatory readiness:
GREEN (80-100%): Strong position
AMBER (50-79%): Gaps requiring remediation
RED (0-49%): Significant work required
✓ Detailed Findings Report
Every weakness, omission, error, anomaly, and inconsistency identified with severity rating and specific remediation recommendations
✓ Board-Ready Documentation
Professional output you can present to your board, investors, or steering committee
✓ Regulatory Context
Assessment aligned to current FCA supervisory priorities for 2025/26
Sample Findings Report
| Section | Score | RAG |
|---|---|---|
| Threshold Conditions | 92% | GREEN |
| Governance | 78% | AMBER |
| AML/CTF | 85% | GREEN |
| Consumer Duty | 65% | AMBER |
Illustrative example only
Comprehensive Coverage Across All Critical Areas
Threshold Conditions
Governance Framework
SMCR Compliance
Compliance Framework
AML/CTF Framework
Consumer Duty
Operational Resilience
Financial Promotions
Complaints Handling
Financial Resilience
Wind-Down Planning
PSR-Specific (API/EMI)
Investment
£1,995
(ex VAT)
Compare that to:
→ Full consultancy support: £10,000 – £30,000
→ Cost of FCA queries: 3-6 months delay
→ Cost of rejection: 6-12 months + resubmission fees
Payment plans available for early-stage firms
Go To Order FormHow It Works
Complete Questionnaire
You complete our comprehensive 195+ point questionnaire covering all regulatory areas
Expert Review
Our senior consultant reviews your responses against FCA requirements and current expectations
Receive Report
You receive your RAG-rated dashboard and detailed findings report within 5-7 business days
Remediate & Submit
Fix identified gaps and submit your application with confidence
Is This Right For You?
✓ This IS For You If…
- → You’re preparing an FCA authorisation application
- → You’ve drafted your Regulatory Business Plan
- → You have governance and compliance frameworks in development
- → You want independent assurance before submission
- → You’d rather find gaps now than explain them to the FCA later
Works for: Fintech start-ups, existing firms adding permissions, ARs going direct, Payment/EMI firms, all FSMA-regulated firm types
✗ This Is NOT For You If…
- → You haven’t started your application yet
- → You want someone to write your application for you
- → You’re looking for a rubber stamp approval
Need application writing support? Book a discovery call to discuss our other services.
Why Compliance Consultant?
20+ Years Experience
Two decades of UK financial services regulatory consulting across all firm types
100+ Authorisations
Supported over 100 successful FCA authorisation applications
Chartered Consultant
Professional standards and ongoing commitment to regulatory excellence
“The firms that get authorised first time aren’t luckier. They’re better prepared.”
Frequently Asked Questions
Ready to Know Your Regulatory Readiness Score?
Go To Order FormOr email: info@complianceconsultant.org
