Your Compliance Team, Without the Headcount
Expert FCA regulatory advisory, proactive monitoring, and a complete library of professional compliance templates — delivered as a predictable monthly retainer tailored to your firm’s regulatory obligations.
25+
Years serving FCA-regulated firms
FSMA & PSR
Full regulatory coverage
APCC
Recognised trade body member
The Cost of Not Having a Compliance Partner
Regulatory obligations don’t wait. Without dedicated compliance support, firms face predictable and avoidable risks that escalate rapidly.
Reactive Instead of Proactive
Without ongoing monitoring, regulatory changes catch firms off guard. FCA enforcement actions increased 24% in the last reporting period — and firms without structured compliance programmes are disproportionately affected.
Knowledge Gaps Compound
Ad-hoc compliance advice creates blind spots. SMCR obligations, Consumer Duty requirements, and AML expectations evolve continuously — missing one update can cascade into multiple compliance failures.
The True Cost of a Compliance Hire
A competent compliance officer costs £45,000–£75,000 in salary alone, plus NI, pension, training, and management time. A retainer delivers senior expertise at a fraction of this investment.
The True Cost of Compliance
Most firms underestimate the real expense of employing a compliance officer. When you add employer’s NIC, pension, recruitment, training, office space, and absence costs, the true figure is eye-opening.
Employed Compliance Manager
Plus: management time, notice periods, single-point-of-failure risk, and temporary cover at £500–£1,000/day if they leave
Compliance Consultant Retainer
Bronze from £5,340/yr | Silver from £9,540/yr | Gold from £16,140/yr
All prices inc. VAT
Figures based on a £60,000 base salary compliance manager in the UK. Actual costs vary by location, seniority, and firm size. London roles typically cost 20–40% more.
Choose Your Retainer Tier
Three tiers designed around your firm’s complexity, regulatory footprint, and the level of support you need. All tiers serve both FSMA and Payment Services firms.
Compliance Essentials
For firms needing core regulatory support and a professional compliance foundation.
per month inc. VAT (quarterly billing)
£445/month inc. VAT on annual billing — save 10%
- 4 hours advisory support per month
- Email and phone support (2 business day response)
- Monthly regulatory update briefing
- Access to regulatory helpline
- Annual compliance health check questionnaire
Digital Templates Included (Lite)
- Compliance Risk Register (6 core categories)
- Regulatory Horizon Scanning Tracker (template)
- Complaints Handling Checklist
- Annual Compliance Calendar
Compliance Professional
For established firms wanting proactive compliance management and professional-grade templates.
per month inc. VAT (quarterly billing)
£795/month inc. VAT on annual billing — save 11%
- 8 hours advisory support per month
- Email, phone and video support (1 business day response)
- Monthly regulatory briefing + 30-min call
- Priority regulatory helpline access
- Quarterly compliance review meeting (documented)
- Annual compliance monitoring programme review
- SMCR annual certification reminder service
Digital Templates Included (Full Versions)
- Compliance Risk Register with Heat Mapping (£199)
- Regulatory Horizon Scanning Tracker (£149)
- SMCR Responsibilities Mapping Playbook (£299)
- Complaints RCA & MI Reporting Template (£149)
- Compliance Monitoring Programme Builder (£199)
- Consumer Duty / Operational Resilience Toolkit (£199)
Compliance Partner
For firms wanting a dedicated compliance partner with complete template access and strategic board-level support.
per month inc. VAT (quarterly billing)
£1,345/month inc. VAT on annual billing — save 10%
- 16 hours advisory support per month
- Dedicated named compliance consultant
- 4-hour response guarantee
- Monthly strategic call (60 minutes)
- Monthly compliance review meeting with MI
- Quarterly board compliance report (drafted for you)
- Annual compliance monitoring programme delivered
- Annual policy review (up to 5 policies)
- Annual FCA supervisory visit preparation (2 hours)
- 10% discount on all project work
Everything in Silver PLUS
- Fair Value Assessment Framework (£299)
- Conduct Rules Breach Investigation Toolkit (£349)
- Section 166 Preparation Toolkit (£349)
- SMCR Handover Documentation (£199)
- PEP & High-Risk Customer EDD Workbook (£299)
- AR Oversight Policy & Playbook (£299)
- Third-Party Oversight Toolkit (£249)
- FCA Query Response Pack (£199)
Gold Exclusives
- First-look access to all new digital products
- Quarterly compliance pulse check calls
- Annual compliance team training session (2 hours)
- Client roundtable event invitation
- Direct mobile access to your consultant
All prices include VAT at 20%. If you are a business and need a VAT Receipt, please ask.
Your Digital Product Library — Included
Every retainer tier includes professional compliance templates. Silver and Gold clients receive full versions worth over £1,000 in standalone retail value — at no additional cost.
| Product | Retail Price | Bronze | Silver | Gold |
|---|---|---|---|---|
| Compliance Risk Register with Heat Mapping | £199 | Lite | ✓ | ✓ |
| Regulatory Horizon Scanning Tracker | £149 | Lite | ✓ | ✓ |
| SMCR Responsibilities Mapping Playbook | £299 | — | ✓ | ✓ |
| Complaints RCA & MI Reporting Template | £149 | — | ✓ | ✓ |
| Compliance Monitoring Programme Builder | £199 | — | ✓ | ✓ |
| Consumer Duty / Op Resilience Toolkit | £199 | — | ✓ | ✓ |
| Fair Value Assessment Framework | £299 | — | — | ✓ |
| Conduct Rules Breach Investigation Toolkit | £349 | — | — | ✓ |
| Section 166 Preparation Toolkit | £349 | — | — | ✓ |
| SMCR Handover Documentation | £199 | — | — | ✓ |
| PEP & High-Risk Customer EDD Workbook | £299 | — | — | ✓ |
| AR Oversight Policy & Playbook | £299 | — | — | ✓ |
| Third-Party Oversight Toolkit | £249 | — | — | ✓ |
| FCA Query Response Pack | £199 | — | — | ✓ |
| Total Retail Value of Included Products | £200 | £1,194 | £3,638 |
PSR clients receive PSR-specific versions of applicable products at no additional charge.
Built for Your Firm
Investment Firms & Wealth Managers
MiFID II, Consumer Duty, suitability, and SMCR obligations managed proactively.
Silver recommendedInsurance Intermediaries
IDD, product governance, fair value assessments, and claims handling compliance.
Silver recommendedPayment Institutions & EMIs
PSRs 2017, EMRs 2011, safeguarding, SCA, and operational resilience requirements.
Silver recommendedConsumer Credit Firms
CONC requirements, affordability assessments, complaints handling, and vulnerable customers.
Bronze recommendedMortgage Brokers & Advisers
MCOB compliance, replacement business monitoring, Consumer Duty, and SMCR.
Bronze recommendedFirms With Complex Regulatory Footprints
Multiple permissions, appointed representative networks, or multi-entity structures.
Gold recommendedWhat Our Retained Clients Say
“Lee and his team offer a bespoke compliance service tailored specifically to your firm’s requirements. A speedy and helpful reply has been forthcoming from the team. Our firm has been delighted with the retainer service we have signed up for.”— Retained Client via Trustindex
“What stands out, especially, is the practical approach and the understanding of compliance within a commercial environment. Solid advice with real FCA experience behind it.”— FCA-Authorised Firm via Google
“Lee was a pleasure to work with and was very knowledgeable about all aspects of compliance. The team was always on hand to provide assistance or advice on specialist areas.”— Former Associate via Google
Frequently Asked Questions
Ready to Make Compliance Work?
Book a free 30-minute discovery call to discuss your firm’s regulatory needs and find the right retainer tier for you.
UK: 0800 689 0190 | International: 0208 243 8620 | info@complianceconsultant.org
