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Risk Management: Risk manage your way to lower premiums – The world of insurance, business risk, employment law and health & safety is in a constant state of flux. It’s difficult enough running a business. Add in the task of keeping up-to-date with legislation changes and you have a challenge on your hands. To help, we have a number of solutions in place to offer our clients.
Few people enjoy spending money on insurance. It does give you peace of mind that your business is protected during unforeseen events. But it only springs into action in times of crisis. Which no one wants to think about.
Should events arise that do require you to make a claims – especially repeated claims like trips and slips in your workplace, or vehicle collisions and expensive tribunal claims – this can negatively influence how insurers rate your businesses risks. Which in turn can affect your insurance premiums – so you end up paying more.
This is why it’s important to focus just as much on prevention as you do on the cure.
Risk management helps you minimise and mitigate risks faced by your business, reducing the chance of you having to make a claim in the first place.
This goes much further that simply having an accident book, hidden away in a dusty corner on the top shelf of a forgotten office. And it goes much further than simply buying a first aid kit and fire extinguisher.
A risk consultant works to understand how your business operates, and manages it’s employees. Then they mitigate against common risks with improved processes or training that reduce your need to claim. This helps you respond to risk and threat promptly while stripping out waste and inefficiencies that can arise from accidents, environmental incidents, and employment disputes.
Risk Management can help you run a safer and more efficient business, and improve HR and employee relations.
Better for you. Better for your employees. And better for your bottom line.
We’re here to help.
Jelf Risk Management
Health & Safety and Employment Law Specialists
Find out more at:
Jelf is a trading name of Jelf Insurance Brokers Ltd (Reg No. 0837227), Beaumonts Insurance Brokers Ltd (Reg no 00940512) and Beaumonts (Leeds) Ltd. (Reg no 01691009), which is part of Jelf Group plc (Reg No. 2975376) and is authorised and regulated by the Financial Conduct Authority (FCA). Registered address: Hillside Court, Bowling Hill, Chipping Sodbury, Bristol BS37 6JX (Registered in England and Wales). Not all products and services offered are regulated by the FCA.

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