Fair Value Assessment Framework & Workbook
The complete toolkit for evidencing fair value under PRIN 2A.4. Structured methodology, practical templates, and board-ready reporting.
The Challenge
The Price and Value outcome remains the most challenging aspect of Consumer Duty compliance. Firms struggle to move beyond assertion to genuine evidence of fair value. The FCA expects documented methodology, quantitative benchmarks, and robust governance—not tick-box exercises.
The Four-Pillar Framework
Cost Analysis
Comprehensive assessment of all monetary and non-monetary costs borne by customers throughout the product lifecycle.
Benefit Evaluation
Systematic evaluation of whether customers can access and realise the benefits they are paying for.
Comparator Benchmarking
Market positioning analysis against comparable products to validate pricing and feature decisions.
Distribution Chain
Assessment of value added versus remuneration at each stage of the distribution chain.
11 Professional Templates Included
Choose Your Package
- Fair Value Assessment Methodology Document
- Product-level Value Assessment Workbook
- Four-pillar framework guidance
- Quantitative assessment criteria
- Everything in Standard, plus:
- Cost-Benefit Analysis Template
- Comparator Product Analysis Framework
- Target Market Value Considerations
- Distribution Chain Assessment
- Non-monetary Benefit Evaluation
- Value Assessment Decision Record
- Everything in Professional, plus:
- Annual Value Review Protocol
- Poor Value Remediation Plan Template
- Board Value Assessment Summary
- Complete governance documentation
- Executive reporting templates
Regulatory Alignment
PRIN 2A.4
Price and Value outcome requirements under Consumer Duty
PS22/9
FCA Policy Statement on Consumer Duty implementation
FG22/5
Final non-handbook guidance on Consumer Duty
Product Governance
PROD sourcebook requirements for manufacturers
Stop Struggling with Fair Value
Get the complete framework for evidencing fair value under Consumer Duty. Practical, professional, and ready to implement.
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