We (Financial Conduct Authority (FCA)) have published our interim report into the credit card market, including our early thinking into potential remedies. We have analysed the credit card accounts of 34 million consumers over a five-year-period and surveyed around 40,000 consumers. We found that competition is working fairly well for most consumers.
More on the Credit Card Market Study: https://ccms.the-fca.org.uk/
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